ISBAB.com is committed to safeguarding your privacy. The following information will help you to understand how your personal information will be treated as you make full use of our services.

WHAT TYPES OF PERSONAL INFORMATION DOES ISBAB.com COLLECT FROM YOU ?

ISBAB.com collects information in different ways from our web site. Some personal information is gathered when you register. You are asked your name, e-mail address birth date, gender, zip code, occupation and industry. Once you register you are no longer anonymous. You are given a ISBAB.com ID and are able to take full advantage of ISBAB.com many offerings. In addition to registration we may ask you for personal information at other times. If you contact ISBAB.com we may keep a record of that correspondence. ISBAB.com sometimes asks users to complete surveys that we use for research purposes.

HOW YOUR INFORMATION IS USED BY ISBAB.com

Our main goal in collecting information from you is to provide you, the user, with a customised knowledge of our site. In order to provide service free of charge we display advertisements and by knowing a little about you we can deliver more relevant advertisement Content and hence better service to you. In delivering targeted advertisement we take on the roll of the middle man. Advertisements are taken from customers seeking to reach a certain audience and displayed to users on our site. The advertiser never has access to individual account information. ISBAB.com may provide special offerings via e-mail to you. ISBAB.com does research on demographics, interests, and behaviour based on information provided by you upon registration. We do this to better understand and serve our customers. This information is compiled on an aggregated basis and may be shared with advertisers or business partners.

WHO IS COLLECTING YOUR INFORMATION ?

When you are on ISBAB.com site and are asked for personal information, you are sharing that information with ISBAB.com alone unless it is specifically stated otherwise. Some services are offered in conjunction with the different partners companies that ISBAB.com may have. In order to provide this co-brand service to you, it is necessary for ISBAB.com to share your personal information with these companies. If there is a transfer of data which has been collected and or maintained from any company other than ISBAB.com you will be notified well in advance of collection and transfer of said data.

If your data is not to be shared in this way, you can choose not to allow the transfer by not using that particular service. Promotions run on our site may be sponsored by other companies other than ISBAB.com or may be a co-sponsorship. Your data may be shared with co-sponsoring companies, and if this is the case you will be notified in advance of the transfer and or collection of your data. Your participation in such promotions is entirely up to you. Please be aware that ISBAB.com internet access partners, advertisers and web sites that have links on our site may collect personal identifiable information about you. The information practices of these internet advertisers, partners and web sites links to ISBAB.com are not covered by this policy statement.

WITH WHOM IS YOUR INFORMATION BEING SHARED ?

ISBAB.com will not share your personal identifying information with anyone without your consent. In good faith cases where it is required by law ISBAB.com may provide this information. Personal information about you may be disclose to our business partners or sponsors. This will be specifically described to you prior to any collection or transfer of data. Some or all data collected during a promotion may be shared with a sponsor. If personal identifying date about you will be shared, we will tell you in advance before we collect or transfer data. Usually we give only your e-mail address, if additional information is required we will tell you in advance before we collect or transmit such data.

From time to time, you may be offered the opportunity to receive materials or special offers from third parties. If you opt to receive information from these third parties, ISBAB.com will with your permission share your name and e-mail address with them. If more information will be shared with the sponsor you will be notified prior to the transfer. Under agreements of confidentiality ISBAB.com may share user information with third Party data in order to describe our services to current and prospective partners, advertisers and other third parties, and for other lawful purposes.

In special cases ISBAB.com may disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our provisions of service, or causing injury or interference with ISBAB.com property or users or anyone that can be harmed by such activities. We may also disclose or access account information when we believe in good faith that the law requires it and for administrative purposes that we deem necessary to maintain and improve our services.

COLLECTION, USE AND DISTRIBUTION OF YOUR INFORMATION

From time to time you may receive e-mails regarding our products and services. If you indicate upon registration that you are interested in receiving offers of information from us or our partners we may send you direct mail about products that we feel might be of service to you. We will send them only if you indicate that you are interested in such offers, if not you can tell us upon your registration with ISBAB.com or when you edit your account information to no longer receive such offers and mailings.

You will need your ID and password to access your account and your information. ISBAB.com does not sale or rent user information to anyone, we will notify you at the time of data transfer or collection if your data will be shared with a third party, and you will always have the option of not permitting the transfer. If you do not wish that your data be shared, you can choose not to use a particular service or not participate in certain promotions.

UPDATE, CORRECT, OR DELETE YOUR PERSONAL IDENTIFIABLE INFORMATION

You may edit your account information and your public profile at any time by using your ID and password. If you have forgotten your password, contact ISBAB.com to request a new password. Your account can be deleted or deactivated at anytime, but by doing so will result in not being able to access any member only area of the network including your mail account if you have one. If you save the confirmation email you received when you first created your account you can use the URL provided in that message to delete your account at any time. Please contact privacy@ISBAB.com for further information about deleting or deactivating your account.

HOW YOUR PERSONAL INFORMATION IS PORTECTED

Keeping your personal information private is vitally important for us. As with all information we will never sell your information, this includes information in your portfolio or any assessment tool. Knowing that you use certain services or features, may help us to offer you a better and more relevant content and advertisement.

But as with all personal identifiable information, we do not make this available to any third parties without your permission. Any user statistics that we may provide to prospective advertisers or partners regarding financial product or service usage are provided in the aggregate only and do not include personal identifiable information about any individual user.

PRECAUTIONS TO PROTECT AGAINST LOST, MISUSE, OR ALTERATION OF INFORMATION

Your account information and profile are password protected so that you and only you have access to this persona information you may edit your information at anytime using your ID and password. We recommend that you do not divulge your password to anyone. We will never ask you for your Password in an unsolicited phone call or e-mail. We also recommend that you sign out of your account and close your browser window when you have finished your work. If you are sharing a computer with someone else, or using a public computer such as in libraries or internet coffee shops make extra sure that you close your browser when you finish, otherwise your personal information and your correspondence can easily be seen by others.

When you give us your personal information that information may be sent electronically to other international sites that ISBAB.com may have. Whenever ISBAB.com handles your personal information as described above, regardless of where this occurs we will always take steps to ensure that your information is treated securely and in accordance with the terms of the provisions of Service and this privacy policy. We cannot of course guarantee 100% security for data transmitted over the internet or any wireless network. As a result while we strive to protect your personal information we cannot ensure or warrant the security of any information you transmit to us from our online services, and do so at your own risk. Once we receive your transmission we will make every effort to ensure it’s security on our system.

Please keep in mind that whenever you voluntarily disclose personal information online, message board, through e-mail or in other areas, that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. Unfortunately, you are solely responsible for maintaining the secrecy of your password and any account information, so please be careful and responsible when you are online.

If you have a question that was not addressed please contact ISBAB.com